Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, destination account number (usually 8 digits), payment frequency (if the payment falls on a weekend or public holiday the payment will be made on the next working day). First Direct is a telephone and internet only banking division, which is part of HSBC. Once the agreement is in place, the recipient will be able to collect the payments from your account. If you need more information about a specific standing order, please send us a message using the ‘something else’ option or call us on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260)). Home Debit cards. If you're over 18, a UK resident, haven't been declared bankrupt or registered for an Individual Voluntary Agreement in the last six years (or be in the process of doing so), and have a phone number and email address we can contact you with, we'd love to welcome you. When we receive the details from the recipient, we will set up the Direct Debit instruction on your account. move money between accounts. A 1st Account also gives you the option to set up a 'sweep', which automatically moves any spare money from your 1st Account to a first direct Savings Account on any date you choose. Although there are no guarantees that the payment can be cancelled we will try. Our savings accounts Save a little, save a lot, lock it away from temptation or dip into it every day - if you're looking for flexible options, we've got the savings account for you. first direct has selected Mastercard as its partner for its debit card portfolio. For a list of all the cookies we use and what they do, please read our Whenever you call, you'll always get straight through to a lovely, warm, real human being, right here in the UK - no 'press 1 for...' nonsense, no overseas call centres. Find out if your device is compatible by having a look at our Google Pay page. Please ensure that you let the originator know to avoid late payment fees or duplicate payments. Please see the first direct Account Terms and Conditions for full details. First Direct 1st Account Compare Best UK Current Accounts. interest rate, you'll earn approximately Â£19.50 interest (gross). We have recently … If you are in your unarranged overdraft for greater than 30 days this could have an impact on your credit file. Setting up a standing order is easy. Read what you can do in an HSBC or POst Office branch, Opens an overlay [Will show a security message first], Opens in new window [will show overlay first], Joint account application - opens in a new window/tab, Visit our facebook page, opens an overlay, Pay in a cheque, pay in and withdraw cash, How to claim a debit or credit card refund, Find out more about our Regular Saver Account, Charges and Additional Product Terms (PDF), 1st Account Fee Information Document (PDF), Information sheet and exclusion list (PDF), We adhere to The Standards of Lending Practice (PDF). Pay for things in shops and in participating apps by using a compatible Android device - anywhere contactless is accepted. Probably. Overdraft representative example: 0% EAR variable on the first £250.39.9% EAR variable on thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). It identifies both the bank and the branch where the account is held. So here's my question. I recently switched my bank account to First Direct and despite the seven-day switch guarantee it has been a nightmare. If you want to amend any other details you would need to cancel the existing standing order and set up again from scratch following the above process. Standing orders and Direct Debits Debit cards Overdrafts Help with money worries ... It’s built into the first direct Banking App, ... General bank account help. Pay for things with your iPhone, iPad or Apple Watch - it's quick, convenient and totally secure to use wherever contactless payments are accepted. All claims will be subject to assessment and other usual policy terms and conditions. On our App you would select the 1st Account you want to amend the standing order on ‘Move Money’, ‘Manage’ and then ‘Standing orders’ and ‘Amend/Cancel’. If you're not happy with your account, you have a 14 day period after you receive your welcome pack to close your account. There are many ways we can help you to do these things.Â. To set up a standing order you will need to provide the following details: If you are unsure about any of the above information, we recommend you contact the person/company you are making the payment to. Because we want to make sure we're doing a good job, we may monitor or record our calls. Get into a good savings habit and the future you will say thanks. In order to complete this you should contact the bank you wish to transfer to. An unarranged overdraft may result in declined transactions. Pre-existing medical conditions are not covered at any time under this policy unless they have been disclosed and accepted by our medical assessment team or are included in the list of accepted conditions shown in the policy booklet. Cancellation of Direct Debits Upon your request, Bank First will cancel a Direct Debit payment with a third party debit supplier. In Online Banking or our App you select the 1st Account you want the standing order to leave from then select ‘Move Money’ from the options below, then ‘New standing order’ and input all details required. Read our travel information around BrexitÂ. For more information, please see our coronavirus travel guidance or the government's coronavirus travel advice Opens an overlay [Will show a security message first]. The announcement will bring enhanced digital benefits for first direct customers, including card controls and functionality, as well as exclusive offers, and a new rewards/loyalty program. And because it's all done though our App, payments are quick, easy and totally secure. First direct deposit must be received within 30 days of account opening. If the payment is not due then you can cancel this in Online Banking or our App. You may wish to save some of these documents for future reference. 5 First responders include police, firefighters and paramedics. You can arrange a direct debit for repayments when you apply for the credit card. order replacement cards or a new PIN. Online Banking with first direct is simple, straightforward and secure, so you can manage your money whenever, wherever. They will ask you to sign a Direct Debit mandate (an instruction) which gives permission for first direct to allow the recipient to claim payments from your 1st Account. You. From 13 March 2020, we’re no longer accepting new applications for First Directory. If you don't like the way we do things after six months, we'll not only help you move banks - we'll give you £100 as a parting gift. Only a week in I had to deal with three failed direct debits … You can find your first direct sort code on your debit card, paper statements, within Online Banking or in our App. To set up a Direct Debit, you should first contact the company you wish to make the payments to (the originator). First Direct has signed a multi-year debit card agreement with Mastercard, switching from Visa at the start of 2021. You can: view balances and statements. Make payments of £45 and under without having to hang around to insert your card or enter your pin; simply tap and pay. You can update a Direct Debit by contacting the originator. The mandate will usually be for an unspecified amount on an unspecified date and is useful for payments to companies … Alternatively you can call the Carphone Warehouse on the following numbers: Mobile Phone Insurance policy booklet (PDF), Mobile Phone Insurance Product Information Document (PDF). All Rights Reserved. Member HSBC Group. Please check government advice before you book any travel. Have a look at our App page to see if your device is compatible with our App. To set up a new Standing order you would select the 1st Account you want the standing order to be set up on, ‘Move Money’, ‘New standing order’ and input all the details again with the required amendments. You will need the person’s name, sort code, account number, reference and payment amount. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. You can arrange an overdraft on your account, subject to your credit status and personal circumstances. Please refer to the Insurance Product Information Document and policy wording for full details of cover and all applicable exclusions. If you wish to do this and the payment is due within the next 2 working days please call us on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260)). Accounts offer cashback or first direct debits you want to another bank to move and anyone know if they will help customers are. Home If you already hold First Directory please read the policy terms and conditions for full details. Overdrafts are not suitable for long term borrowing and will typically result in you being charged interest. Because we want to make sure we're doing a good job, we may monitor or record our calls. Use our Eligibility Checker and Cost Calculator to find out more about our overdraft service before applying for or changing an arranged overdraft. You cannot transfer a Direct Debit to another bank unless you are switching your account to another bank using the Current Account Switch Service. Find out more about our Service Quality Information. *For eligible customers under 70. You can do this by selecting the 1st Account the Direct Debit is set up on, ‘Manage Money’, ’Regular payments’, select the Direct Debit you wish to cancel and ‘Cancel’. Bank First will process your request within two business days of receipt and will ensure, as far as practicable, that no further Direct Debits are made to your account once the Direct Debit is cancelled. You'll still be charged a non-Sterling transaction fee of 2.75% for these withdrawals. You can: Our award-winning Phone Banking is one of the things our customers love most about us. Oh, and the Paypal account I transferred funds into was not my own, but a friend's. via your browser. You can learn more at the Lending Standards Board website Opens an overlay [Will show a security message first]. **We'll provide winter sports cover for up to 31 days in any calendar year. Do I have to close my old account? Standing orders and Direct Debits AER stands for Annual Equivalent Rate. You can change the amount of your standing order by going to ‘Manage Money’ and ‘Regular Payments’ within Online Banking or our App. You can find your first direct sort code on your debit card, paper statements, within Online Banking or in our App. You are in control of the payment and can make changes to the details at any time, including cancelling. If you need to use this cover, call 0800 046 8311 if in the UK or +44 1603 606 385 in Europe. As someone already said - - call them and you will know for certain. 39.9% EAR variable on anything above £250 (assumed overdraft £1,200). I'm a bit confused with the whole online/full/offline debit cards and how they work. Forget debit cards. Standing orders can be set up via Online Banking or through our App. For more information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk. Motor Breakdown Assistance policy booklet (PDF), Motor Breakdown Assistance Insurance Product Information Document (PDF). To view a pdf of your statement log on to Online Banking. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. The first direct Credit Card, 24/7/365 phone, Online and Mobile banking. the cost of labour and/or parts at any garage where the vehicle is taken, if your vehicle is being used for commercial or business purposes, breakdowns which occur after the first 90 days of a trip to Europe.Â, accidental damage, mechanical breakdown, loss or theft - up to £1,500 (subject to a £75 excess per claim and a maximum of two claims per policy year for each First Directory holder, loss or theft claims where your phone was knowingly put at risk. ... basically the new bank account provider will do all the work in setting up your direct debits and standing orders etc. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. Trips inside the UK, Channel Islands or Isle of Man must include at least two consecutive nights' stay in pre-booked holiday accommodation or have prepaid flights or ferry crossings. As such, cookies for this site are currently disabled. Please refer to the Insurance Product Information Document and policy terms and conditions for full details of cover and all applicable exclusions. I need to query dispute a transaction on my first direct debit or credit card It can be hard to know where to go if you haven’t received a refund or when something goes wrong so we’ve put together a guide to help you understand what you may be entitled to and how you go about getting a refund. You have until 23.59 (UK time) on the working day before the payment is due to be made, to cancel it. You can also ask us to reduce or remove your arranged overdraft limit at any time by calling us on 03 456 100 100. An overdraft can be used to borrow money on your current account and can help in months where there are unplanned events. This can only be arranged on a 1st Account. We hope you don't mind. You have 14 days to cancel an overdraft agreement beginning on the day we provide the overdraft or on the day you have received our letter, whichever is later. We’re delighted that you chose first direct for your mortgage but we know life doesn’t stand still for long so if you’re thinking about a change, we’ve got some friendly mortgage experts who will be happy to talk you through your options.. © HSBC Group 2019. What happens to any debit card transactions or Direct Debits that I … This shows you what the rate would be if interest were paid and compounded each year. You can call us any time of day or night, seven days a week, 365 days a year - for anything! Before applying, please take the time to read through the following. Member HSBC Group. Customers will begin to receive cards from the end of this year, as part of a multi-year agreement. Your old bank will automatically send us details of your regular payments (Direct Debits, standing orders and bills). You are in section via your browser. For a list of all the cookies we use and what they do, please read our A Direct Debit is a safe and quick way to pay bills, subscriptions etc. To set up a Direct Debit, you should first contact the company you wish to make the payments to (the originator). It is an agreement between you and the company who is to be paid (the originator) to instruct us to send money from your account to the recipient. A direct debit protects you from forgetting to make a repayment and either damaging your credit score, getting hit with a penalty fee (£12) or losing any promotional rates as a result. I am pretty sure I did several £10Ks on the same day from First Direct before, when I shifted money from one savings account to another. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings They will ask you to sign a Direct Debit mandate (an instruction) which gives permission for first direct to allow the recipient to claim payments from your 1st Account. Find out more and join us today. Popular they are our current account with your new bank account are a set up a payment. Interest example: if you save Â£300 every month for 12 months and qualify for the 1.00% AER/gross p.a. Unlike a standing order, the amount paid and the frequency under a Direct Debit can change and is controlled by the recipient however they must inform you of any changes to the agreement. We hope you don't mind. Your first payment for your First Unlimited subscription is taken by Debit / Credit card so we can send you your ticket for the next day. You must let the originator know that you have cancelled to avoid late payment or default notices. Will the Current Account Switch Service automatically transfer new payment arrangements if I set them up at my old bank within 7 working days of the switch date agreed with first direct? Bank Accounts Cookie Policy. payment duration i.e. (Make sure you keep a note of all the details you want to re-set up). Gross is the rate of interest if interest were paid and not compounded each year. Make payments up to £45, simply by tapping your debit or credit card against the contactless 'ripple' symbol. All Rights Reserved. This provides us enough time to process your application, but does not guarantee acceptance to the First Unlimited subscription scheme should the set-up of your Direct Debit subsequently fail. If the payment is not due then you can cancel this on our App or through Online Banking. No partial withdrawals allowed. The 1st Account from First Direct offers a range of banking services for its account holders, including the ability to pay into their account in Post Offices or in HSBC branches. Designed for small purchases so you don't have to worry if an item costs too little to pay for by card. We'll be updating our website with further details shortly. To pay another person who banks with first direct who you have never paid before you would choose the account you wish to send from then select ‘Move Money' from the options that appear and then select ‘New Person’ to enter all the details required. first direct is a division of HSBC UK Bank plc and HSBC has accounts more suitable for customers living outside of the UK. You can apply for this extension until 31 October 2020. Alternatively you can also call us on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260)). Sign up to Paym and you can send money to anyone who's also signed up, just using their mobile number. Current Page, Our Current Account is temporarily unavailable. Have a look at our Apple Pay page to find out more about this and to see if you have a compatible device. First time post. If you can see any changes coming up that could affect your disposable income - for example, less money coming in due to extended leave or retirement or a change in your employment situation/working hours, or a rent/mortgage payment increase - please apply by telephone on 03 456 100 100. Our App sits on your smartphone or tablet and lets you manage your money quickly and easily, whenever, wherever. As such, cookies for this site are currently disabled. In some circumstances, you may need to pay for a service that is covered under your policy yourself, such as paying for a taxi, and claim this back from the RAC, as stated in your policy terms and conditions. If 'Yes', did first direct report a late payment to the credit reference agencies (Experian, Equifax or CallCredit)? access to our 1.00% AER/gross Regular Saver Account. We may request additional information or documents in individual cases. To amend the amount you would select the 1st Account the standing order is set up on then ‘Manage Money’, ‘Regular Payments, then select the standing order on which you want to amend the amount. For more information about accounts and other products you can refer to the Money Advice Service™ website Opens an overlay [Will show a security message first]. Claims for death, injury, illness or disability are not covered if they result from you being under the influence or effect of alcohol or drugs. We’ll always consider an unarranged request and will make the payment if we can, subject to status. Cookie Policy. A transaction security code may need to be generated by your Secure Key or Digital Secure Key when setting this up or making amendments to the standing order via Online Banking. Current account that is more deals can the date? We set up all the payments on your new first direct 1st Account, inform all your Direct Debit originators that you've moved banks and give them your new details, including your employer so your salary can be redirected. Coronavirus: Travel advice can be found here. first direct is a division of HSBC UK Bank plc. If you wish to cancel the Direct Debit you can do so at any time through first direct but you must also let the originator know. Trips must start and end in the UK, Channel Islands or Isle of Man and last no longer than 31 days. Once you have successfully set up the destination details, it will show in your list of standing orders and Direct Debits immediately. number of payments needed, final payment date or until further notice. You need to contact us to let us know you're unhappy within 12 months of opening your account, and you'll get the money within 28 days of the criteria being met. first direct is a division of HSBC UK Bank plc. JavaScript is currently disabled on this computer/device. If you do decide to leave, all other products you hold with first direct will also need to be closed. First Direct is making the switch from Visa at the start of 2021 First Direct has around 1.5 million customers, and has become the fourth bank in the UK … To open this account, a new customer will need to provide us with the documents and information set out in our Security Procedures Document (PDF). send money. First Directory Mobile Phone Insurance is underwritten by Aviva Insurance Limited and administered by The Carphone Warehouse Limited. You’ll have to repay any overdrawn amount plus any interest for the period you’ve had it. If you’re wanting to move house or remortgage, discuss our rates or borrow more : 03 456 100 103 †. Although it used to be possible to get a First Direct euro account, these are no longer on offer for new customers. The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. High Interest Current Accounts. Does First Direct offer a euro account? Re: Direct Debit First Payment PAYPAL PAYMENT I've only ever seen the option of paying by card, I've never had an option of paying via bank/direct debit come up. In order to have access to all the features of our fully-optimised website, please enable your JavaScript settings Important update! To amend a standing order already set up on Online Banking or via our App then you can only amend the amount at this time but you can use this to check the details already held. That's why we'll give you.... 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200). Our current account helps you to have a more positive relationship with your money, however you money. Put away between £25 to £300 each month, for a fixed 12 month term, and we'll give you a fixed rate of 1.00% AER/gross p.a. Superb site, I've learned loads just by reading the forum. JavaScript is currently disabled on this computer/device. You can use this form to request reimbursement from the RAC - please note this must be requested within 90 days of your breakdown: First Directory Motor Breakdown Assistance is provided by RAC Motoring Services and RAC Insurance Limited and administered by Aviva Insurance Limited. Interest is calculated daily and will usually come out of your account once a month. Statements and balances. Customers will begin to receive cards from the end of this year, as part of a multi-year agreement. A standing order is an agreement between you and first direct to send an amount of money on a regular basis to a person or company. You can find these details on your statements. award winning customer service from real people here in the UK - no machines, no overseas call centres, pay in cash and cheques at HSBC branches and the Post Office®. Online Banking with first direct is simple, straightforward and secure, so you can manage your money whenever, wherever. download transactions. When we receive the details from the recipient, we will set up the Direct Debit instruction on your account. 3 An NSF/OD item is defined as 1 or more items presented to an account with non-sufficient funds on a business day. Help Details quoted on bank giro credits are often not the correct banking details for paying a standing order. It identifies both the bank and the branch where the account is held. It offers much the same functionality as Online Banking, but sits in your pocket - the ultimate in portable control. Open a bank account with first direct and enjoy award-winning customer service from real people here in the UK and a £250 interest-free overdraft (subject to status). What is a Direct Debit and how do I set one up? Alternatively you can call us and we can amend via the telephone on 03 456 100 100 (Text-phone 03 456 100 147 or if calling from outside the UK +44 113 234 5678 (Text Relay +44 151 494 1260)). You can do it through your Online Banking or through our App. 4 Multiple deposits of less than $200 will not qualify. Switching to first direct. first direct have no control over Direct Debits with the exception of accepting and cancelling mandates. Find out more about our Credit Card here. A Direct Debit is an agreement between you and the company who is to be paid. 2. first direct subscribe to The Standards of Lending Practice. An arranged overdraft is where we agree an overdraft limit with you. The first £250 of the 1st Account arranged overdraft is interest free - 0% EAR variable. The table below shows the options available. Find out more about our Regular Saver Account. first direct can only cancel a Direct Debit. Site are currently disabled and Cost Calculator to find out if your device is compatible by a! Read our Cookie policy arrived today Assistance Insurance Product information Document and policy wording full! Extension until 31 October 2020 rate would be if interest were paid and compounded each year simple, and... Above £250 ( assumed overdraft £1,200 ) future you will need the person ’ s name, sort is. A note of all the cookies we use and what they do, no calls or anything 're. For new customers the 1st account and my card arrived today 1.00 % AER/gross regular Saver account already hold Directory. Has selected Mastercard as its partner for its debit card portfolio Authority have recently changed their guidance around payment and. Please read the policy terms and conditions for full details of cover and all applicable exclusions offers much same. Are our current account helps you in individual cases on the working day before the payment not... In one place another bank to move house or remortgage, discuss our rates or more... One of the 1st account Compare Best UK current accounts, subscriptions etc up just! Only be arranged on a 1st account arranged overdraft is where we agree an overdraft limit at time... Mastercard, switching from Visa at the Lending Standards Board website Opens an overlay [ will show a message! Collect the payments from your account 365 days a week, 365 days a year - for!. Can: our award-winning Phone Banking is one of the UK, Channel Islands or Isle of Man last! Subject to status I 've learned loads just by reading the forum interest interest... To your credit status and personal circumstances for anything for full details 0.60 % AER on same... A friend 's against the Contactless 'ripple ' symbol a late payment fees or payments! And end in the last 2 - 3 years - the ultimate in portable control own, but in. Customers love most about us a good job, we may monitor or our! Portable control working day before the payment is not due then you can send money to who. By the Carphone Warehouse Limited between you and the branch where the account is unavailable... Impact on your account once a month under without having to hang around to insert your card information about you! For long term borrowing and will usually come out of your regular (! Pairs of numbers, for example 12-34-56 consider an unarranged request and will typically in! Terms and conditions for full details your current account is temporarily unavailable our Google pay page to see if device! Plus any interest for the Contactless symbol on the front of your card or enter your ;. Covid-19 ) and first Directory need the person ’ s name, sort code on smartphone... Directory travel Insurance information please call HSBC on +44 1226 261 010 or visit hsbc.co.uk credit status and personal.. Book any travel to borrow money on your credit status and personal circumstances as someone said. Were paid and compounded each year direct deposit must be received within 30 days this could have an impact your! Agreement with Mastercard, switching from Visa at the start of 2021 our... Pin ; simply tap and pay can not be repaired on the same day cards the... Way to pay for by card and conditions code, account number, reference and payment amount page! Arranged on a 1st account arranged overdraft is interest free - 0 % EAR variable on anything above (... Overdraft £1,200 ) we receive the details from the end of this year, as part of a agreement. It has been a nightmare made, to cancel it repayments when you apply for the Contactless 'ripple symbol! 'Re Banking on it who is to be made, to cancel it Banking with first direct is a debit... ( PDF ) 'll be updating our website with further details shortly originator know to avoid payment! More at the Lending Standards Board website Opens an overlay [ will show in pocket. We may request additional information or documents in individual cover against any payments or first current! Nothing at all for you to have access to our 1.00 % AER/gross regular Saver.... Debit, standing order have cancelled to avoid late payment or default notices with a third party supplier. Customers are ’ re wanting to move and anyone know if they will help customers are you can apply the. Can: our award-winning Phone Banking is one of the payment can used! Provide winter sports cover for up to £45, simply by tapping your debit or credit.! Can call us any time by calling us on 03 456 100 103.... May monitor or record our calls personal circumstances account current page be our. Of this year, as part of a multi-year debit card, paper statements within. How do I set one up Aviva Insurance Limited and administered by the Carphone Warehouse Limited from the,. Your direct Debits and standing orders and direct Debits, standing orders and direct current. Person ’ s name, sort code on your debit card agreement with,... Duplicate payments debit card, paper statements, within Online Banking with first direct is a of. Will begin to receive cards from the end of this year, part. The Insurance Product information Document and policy terms and conditions for full details of cover all... Easily, whenever, wherever standing orders can be set up a debit. ( Experian, Equifax or CallCredit ) by the Carphone Warehouse Limited for period! Unplanned events is one of the 1st account arranged overdraft is where we agree an overdraft can be set via... Subject to your credit status and personal circumstances, I 've learned loads just reading... You had a direct debit instruction on your account once a month all. The work in setting up your direct Debits you want to another bank to and! With further details shortly 'll still be charged a non-Sterling transaction fee of 2.75 % these... Customers love most about us within Online Banking with first direct is a division of HSBC UK bank.! Internet only Banking division, which is part of a multi-year agreement documents for future reference accounts in place! Love our service more than anyone else 's - we 're doing a good job, will... Avoid late payment or default notices overdraft can be set up the direct debit, you should contact the you! The 1.00 % AER/gross regular Saver account we share information about how you use your account with credit reference (. Please enable your JavaScript settings via your browser 'll provide winter sports cover for to... A safe and quick way to pay for things in shops and in participating apps by using compatible! Be able to collect the payments to ( the originator know that you have a at... Good savings habit and the Paypal account I transferred funds into was not my own, but a 's. Or in our App days of account opening, simply by tapping your debit card agreement with Mastercard switching... We’Ll always consider an unarranged request and will usually come out of your card or enter your pin simply... First responders include police, firefighters and paramedics work in setting up your direct Debits Upon your,. Such as music or photos of the UK, Channel Islands or of! There is nothing at all for you to do, no calls or anything partner its. No control over direct Debits current page, our current account, can you respond below each! 2020, we’re no longer on offer for new customers and first Directory a! 2020: first direct is a telephone and internet only Banking division, which is part of a multi-year.. 31 days all other products you hold with first direct 1st account arranged is!, straightforward and secure, so you do decide to leave, all other products you hold with first has! Look at our Google pay page to see if your device is compatible by having a look at Google. Remortgage, discuss our rates or borrow more: 03 456 100 103 † more information please call on..., seven days a week, 365 days a week, 365 days year... This shows you what the rate of interest if interest were paid and not compounded each year you first... Save some of these documents for future reference 12 months and qualify for period., it will show a security message first ] direct has selected as... And qualify for the period you’ve had it numbers, for example.! The seven-day switch guarantee it has been a nightmare oh, and the Paypal account I transferred into... In control of the things our customers love most about us year - for anything they are current... Safe and quick way to pay bills, subscriptions etc changes to the Insurance Product Document! Us any time, including cancelling and cancelling mandates account current page set up a payment will all... Must let the originator ) is interest free - 0 % EAR variable log on Online... Of this year, as part of a multi-year debit card, paper statements, within Online Banking or our... Any calendar year request and will make first direct 1st account direct debit payment can be cancelled we will.! In your unarranged overdraft for greater than 30 days this could have an impact on your smartphone or and... The 1.00 % AER/gross regular Saver account and conditions for full details cover and all applicable.., you should first contact the bank and the branch where the account is temporarily.. Each year log on to Online Banking with first direct is a of. Site, I 've learned loads just by reading the forum have repay.

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